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Job Details

City:
Yangon
Job Location:
Myanmar
Contract Type:
Full time
Job category:
Accounting / Finance

Company Details

Company industry:
Financial Services
No. of Employees:
101-500

Preferred Candidate

Career level:
Experienced (non-manager)
Degree:
Bachelor's degree
Minimum years of experience:
2-5 years

Professional Skills

Language Skills

Job Description

Job Description

  • Review and check applications conducted by IL loan officers.
  • တစ္ဦးခ်င္းေခ်းေငြ အရာရွိ ေကာက္ခံရရွိလာေသာ ေခ်းေငြေလ်ာက္လႊာမ်ားကို ၾကည္႔ရွဳစစ္ေဆး သံုးသပ္ၿခင္း
  • Ensure data and information is accurate and of acceptable quality.
  • ေကာက္ခံရရွိလာေသာ သတင္းအခ်က္အလက္မ်ား မွန္ကန္မွဳ ရွိမရွိ ႏွင္႔ လက္ခံႏိုင္စြမ္းရွိ မရွိကိုေသခ်ာေအာင္စစ္ေဆးၿခင္း
  • Check applicant’s eligibility criteria.
  • ေခ်းေငြေလ်ာက္ထားသူမ်ားအား သက္မွတ္ခ်က္စံႏွဳန္းမ်ားၿဖင္႔ ကိုက္ညီမွဳရွိမရွိ စစ္ေဆးၿခင္း
  • Conduct site visits at client’s business premises (on a sample basis), to verify the existence of clients and accuracy of the information captured by loan officer.
  • ေခ်းေငြ အရာရွိ ေကာက္ခံရရွိလာေသာ အခ်က္အလက္မ်ား မွန္ကန္မွဳရွိမရွိသိရွိရန္ ႏွင္႔ ေငြေခ်းသူ၏ လက္ရွိ အေၿခအေနမ်ားကို အတည္ၿပဳရန္အတြက္ ေငြေခ်းသူ၏ လုပ္ငန္းခြင္မ်ားသို႔ သြားေရာက္ေလ႔လာၿခင္း
  • Identify and verify outstanding information, and / or discrepancies in loan application
  • ေခ်းေငြေလ်ာက္လႊာတြင္ ၿဖည္႔စြက္ထားေသာ အခ်က္အလက္မ်ား က်ိဳးေၾကာင္းညီညႊတ္မွဳရွိ မရွိ အတည္ၿပဳစစ္ေဆးၿခင္း
  • Establish client Willingness and Capacity-to-Pay, as required in the Credit Process and Credit Evaluation Manual.
  • ေခ်းေငြလုပ္ငန္းစဥ္ ႏွင္႔ ေခ်းေငြ အကဲၿဖတ္ၿခင္း မွတ္တမ္းတြင္လိုအပ္သလို ေခ်းေငြၿပန္ဆပ္လိုစိတ္ ႏွင္႔ ၿပန္ဆပ္ႏိုင္စြမ္းမ်ားကို ခ်မွတ္ႏိုင္ၿခင္း
  • Submit for approval/rejection loan applications to credit committee within approved mandate.
  • ေခ်းေငြစီစစ္ အကဲၿဖတ္ အဖြဲ႔သို႕ ဖယ္ဖ်က္လိုက္ေသာ (သို႔) ေရြးခ်ယ္လိုက္ေသာ ေလ်ာက္လႊာမ်ားကို သက္မွတ္ခ်ိန္အတြင္း တင္ၿပၿခင္း
  • Participate and facilitate credit analysis workshops and develop case studies.
  • ေခ်းေငြၿပႆနာမ်ားကို ေလ႔လာ ဆန္းစစ္ၿခင္း ႏွင္႔ ေခ်းေငြစီစစ္ အကဲၿဖတ္ ေဆြးေႏြးပြဲမ်ားတြင္ ကိုယ္တိုင္ ပါ၀င္ၿခင္း
  • Periodically organize presentations on credit analysis of certain types of businesses, to improve the technical knowledge of loan officers.
  • ေခ်းေငြ အရာရွိမ်ား၏ နည္းပညာပိုင္းဆိုင္ရာ ဗဟုသုတမ်ား တိုးပြားရန္အတြက္ အခါအားေလ်ာက္စြာ တခ်ိဳ႔ေသာစီးပြားေရးလုပ္ငန္း အမ်ိဳးအစားမ်ား၏ ေခ်းေငြ အကဲၿဖတ္ သံုးသပ္မွဳတင္ၿပခ်က္မ်ားကို စုစည္းေပးၿခင္း
  • Assist to IL Manager in setting quarterly and annually performance targets
  • လစဥ္၊ ႏွစ္စဥ္ လ်ာထားခ်က္မ်ား ခ်မွတ္ၿခင္းတြင္လည္း မန္ေနဂ်ာအား ကူညီပံ႔ပိုးေပးႏိုင္ၿခင္း
  • Perform other tasks as assigned by supervisor.
  • ၾကီးၾကပ္သူ၏ ညႊန္ၾကားခ်က္အတိုင္း တၿခားေသာတာ၀န္မ်ား ထမ္းေဆာင္ႏိုင္ၿခင္း

Position Requirements

PERSON SPECIFICATIONS

  • Myanmar national.
  • ၿမန္မာႏိုင္ငံသားၿဖစ္ရမည္။
  • University graduate in finance, economics, accounting or related field.
  • တကၠသိုလ္တစ္ခုခုမွ စီပြားေရး (သို႔) ေငြေၾကးစီမံခန္႔ခြဲေရး (သို႔) စာရင္းအင္းတို႔ ႏွင္႔ ပက္သက္ဆက္ႏြယ္ေသာဘြဲ႔တစ္ခုခုရရွိထားသူၿဖစ္ရမည္။
  • Minimum two years of successful working experience in microfinance or banking, with some knowledge and
  • Strong knowledge of microfinance financial analysis, with focus in Individual Lending.
  • တစ္ဦးခ်င္းေခ်းေငြ ႏွင္႔ပက္သက္ၿပီး ေငြေၾကးစီစစ္တြက္ခ်က္မွဳ ဗဟုသုတမ်ား အထူးရွိထားသူၿဖစ္ရမည္။
  • Excellent communication skills.
  • ေပါင္းသင္းဆက္ဆံေရး အထူးေကာင္းမြန္ရမည္။
  • Computer proficiency in word processing and spreadsheets.
  • ကြန္ၿပဴတာ ကြ်မ္းက်င္စြာ အသံုးၿပဴႏိုင္သူၿဖစ္ရမည္။
  • Strong financial analysis skills.
  • ေငြေၾကးႏွင္႔သက္ဆိုင္ေသာ စီစစ္တြက္ခ်က္မွဳမ်ား ကြ်မ္းက်င္ပိုင္ႏိုင္ရမည္။
  • Able to assess character of potential clients.
  • အလားအလာရွိေသာ ေငြေခ်းသူ၏ စရိုက္လကၡဏာမ်ားကို ေလ႔လာအကဲၿဖတ္ႏိုင္စြမ္းရွိရမည္။
  • Willingness to work in low-income neighborhoods and spend long time in the field.
  • လုပ္ငန္း လိုအပ္ခ်က္အရ ဆင္ေၿခဖံုး ရပ္ကြက္မ်ားအတြင္း အခ်ိန္ၾကာၿမင္႔စြာ သြားေရာက္လုပ္ကိုင္လိုစိတ္ရွိရမည္။

 

About the Company

Early Dawn Microfinance Company Limited - DAWN - is a microfinance institution that currently serves over 100,000 clients in 33 Branches throughout lower Myanmar. We are fast growing company with over 400 employees with plans to expand to new townships and an obvious need for addition staff. DAWN is registered with the Ministry of National Planning and Economic Development and was granted a license by the Financial Regulatory Department to provide credit for small business, educational and agricultural purposes. 

DAWN's Mission is to provide a wide range of high-quality financial services to the underserved, reaching low-income people, microentrepreneurs, and small enterprises across Myanmar.Our Vision is to be the best microfinance institution in Myanmar, improving the lives of the families we serve.Our Values are Respect, Excellence, Innovation, and Passion for Social Change.​Seeking to expand the availability of high-quality, affordable, and appropriate services for Myanmar's financially excluded, DAWN provides group-guaranteed loans, interest-bearing savings accounts, and financial literacy training to low-income women who own and operate their own business. 

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